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Medigap Plan D

Medicare Supplement Insurance plans, also known as Medigap plans, help pay the out-of-pocket costs that remain after Original Medicare plans pay their approved portion of your health care costs. There are currently ten plans available, each offering a specific arrangement of valuable benefits. Some plans are comprehensive, while others are on the more basic side. This is what you can expect from the fourth plan, Medigap Plan D.

Medigap Plan D is not a comprehensive coverage option, but it does help fill many of the gaps left over by Medicare. These are the benefits you will get when you sign up for Medigap Plan D:

  • Medicare Part A coinsurance and hospital costs for up to 365 days after your Medicare benefits run out.
  • Medicare Part A deductible
  • Medicare Part B coinsurance and copayments
  • Blood to be used in a medical procedure, up to 3 pints.
  • Part A hospice care coinsurance and copayments
  • Skilled Nursing Facility Care 
  • Foreign travel health emergency costs up to 80%

Please note that Plan D does not cover Medicare Part B deductibles nor does it pay for any excess charges. Therefore, you will be required to pay any of these costs on your own. Still, Plan D does take care of a lot of out-of-pocket costs, making it a strong option for Medicare beneficiaries who frequently rely on their benefits.

Medigap Plan D Costs

Medigap plans are offered by private insurance companies, therefore there are no standardized rates across all plans. As an estimate, you can expect Medigap Plan D monthly premiums to fall anywhere from $150 to $250. While this may seem pricey, remember that your Medigap coverage will cover nearly all out-of-pocket costs for Medicare-approved services.

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Join Medigap Plan D In Your Area

If you are new to Medicare and think you need Medigap coverage, the insurance professionals at Rothrock Insurance Solutions can help you. Call us at 888-828-4060 to get started.