Medigap Plan A
Medicare Supplement Insurance plans, also known as Medigap plans, help pay the out-of-pocket costs that remain after Original Medicare plans pay their approved portion of your health care costs. There are currently ten plans available, each offering a specific arrangement of valuable benefits. This is what you can expect from Medigap Plan A.
Plan A Benefits
Of all Medigap plans, Medigap Plan A has the most basic assortment of supplemental benefits. Plan A benefits will pay the entire balance of the following Medicare-associated costs:
- Part A coinsurance related to inpatient hospital care received for up to 365 days after your Medicare benefits run out.
- Part B copayments and coinsurance.
- 3 Pints of blood to be used in any medical procedure.
- Part A hospice care coinsurance or copayments
Medigap Plan A Costs
Although Plan A offers the fewest benefits, it tends to have low premium costs, making it the ideal option for individuals who expect they won’t be relying on their Medicare benefits very often. Though, people who choose Plan A will need to pay their Part A and Part B deductibles themselves, while other plans may cover these costs. Likewise, in instances where you do require care that falls into the categories covered by other Medigap plans, you will need to pay any associated out-of-pocket costs yourself.