High Deductible Plan G
Anyone who became eligible for Medicare after the beginning of 2020 will be unable to enroll in Medigap Plan F. For people who want similar coverage, Plan G is a good alternative. Like Plan F, Plan G will also have a High Deductible version available. This is what you need to know about High Deductible Medigap Plan G.
High Deductible Medigap Plan G Benefits
Like High Deductible Plan F, Medigap’s High Deductible Plan G will begin covering costs after you’ve paid the full amount of a set deductible. In 2021, the deductible is set at $2,370. After paying the deductible in full, plan members have access to the following useful benefits:
- Medicare Part A coinsurance and hospital costs for up to 365 days after your Medicare benefits run out.
- Medicare Part A deductible
- Medicare Part B coinsurance and copayments
- Medicare Part B excess charges
- Blood to be used in a medical procedure, up to 3 pints.
- Part A hospice care coinsurance and copayments
- Skilled Nursing Facility Care
- Foreign travel health emergency costs up to 80%
High Deductible Plan G Costs
High deductible plans typically have lower premium costs than their traditional forms. This is because you are required to pay a large deductible to access your benefits in full. While there are no standardized rates set for High Deductible Plan G, you can get a range of prices by collecting quotes with the help of an insurance agent.
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