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Part A

Medicare Part A is one-half of Original Medicare; the other half is Medicare Part B. Part A is considered the hospital insurance of Original Medicare as it covers inpatient services.

Coverage

Other than covering inpatient services, Part A also covers:

  • Skilled nursing facility care
  • Nursing home care
  • Hospice care
  • Home health care

Eligibility and Costs

To be eligible for Part A, you must:

  • Be 65 or older
  • Be a U.S. citizen or legal permanent resident of five years or more

By being enrolled in Social Security, you will be automatically enrolled in Part A.

For many, Part A is premium-free as the taxes paid into Medicare while working go towards Medicare coverage. As long as you have worked at least 10 years, you will receive premium-free Part A. If Medicare taxes were paid for less than 30 quarters, an estimated 7.5 years, you will pay a monthly premium of $471. If you paid Medicare taxes between 30 to 39 quarters, an estimated 7.5 to 9.5 years, you will pay a monthly premium of $259. Part A also has a deductible for each benefit period, which is currently $1,484. 

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Let Rothrock Insurance Solutions help!

We can help you determine if you are eligible for Medicare Part A and when the best time for you to enroll will be. Give us a call today!